Our top articles

Carbon Market

Can EUAs disappear? 5 reasons the carbon market is here to stay

We are often asked: what if Europe decided to stop the carbon market? Here are 5 reasons why this scenario, while theoretically possible, is in practice highly unlikely.

June 18, 2026

Carbon Market

The Carbon Market Under Political Stress: Temporary Volatility or Paradigm Shift?

As European Union Allowance (EUA) prices recently tested a floor around €70, the market appears to be factoring in an unprecedented "political risk premium." Between Italy’s calls for suspension and Germany’s budgetary debates, are the fundamentals of the world's largest carbon market truly under threat? An analysis of the forces at play as the 2026 legislative review approaches.

June 18, 2026

Carbon Market

Homaio raises €3.6M in Seed

Homaio raises €3.6M to open the markets driving the energy transition to private investors.

April 3, 2026

Last news

Climate Finance

Profitable Eco-Friendly Investments: Your Guide to a Sustainable Future

Can your savings serve both your future and the planet? Absolutely. This article demystifies green investing—explaining why ecological placements are not only impactful, but increasingly profitable. From ETFs to green bonds, real estate to crowdfunding, and innovative assets like carbon quotas via Homaio, it shows how to build a resilient, diversified portfolio with measurable impact. You’ll learn to spot greenwashing, leverage tax wrappers, and match your budget to your convictions. Whether you invest €100 or €10,000, this guide helps you turn your capital into a driver of ecological transition—without compromising returns.

October 3, 2025

Wealth Diversification

How Much to Save Monthly: The Ultimate Guide to Securing Your Financial Future

This article helps you determine how much to save monthly—without feeling deprived. It explains why saving is essential for freedom and stability, how to build an emergency fund, and how to tailor your savings effort to your income. You’ll discover methods like the 50/30/20 rule, the importance of automation and regularity, and when to move from saving to investing. The piece also explores long-term options, including impact investments like carbon quotas with Homaio, to align performance with purpose. Whether you earn €1,500 or €4,000, this guide helps you save smartly—and sustainably.

September 29, 2025

Wealth Diversification

Build Your Wealth Pyramid for a Peaceful Financial Future

Feeling overwhelmed by all the investment choices? This article introduces the investment pyramid, a clear, step-by-step strategy to build and structure your wealth. From securing your base with emergency savings and euro funds, to growing your capital through stocks and real estate, and finally exploring high-potential assets like carbon quotas with Homaio, this guide helps you invest wisely at every stage. You’ll understand the power of diversification, how to adapt your portfolio to your situation, and why building wealth is about method—not luck. A practical roadmap to turn confusion into confidence.

October 10, 2025

Wealth Diversification

Tips and Advice for a Successful Early Retirement

Quitting work before 64 isn’t just a dream—it’s a project you can plan. This article explains how to take control of your retirement by combining legal options (like long career schemes or partial retirement) with financial strategies such as saving early, investing wisely, and creating passive income. You’ll also discover how to simulate your needs, estimate your pensions, and explore meaningful investments like carbon quotas with Homaio. Retiring at 55 or 60 is possible—if you start early, diversify smartly, and make decisions aligned with your life goals.

October 3, 2025

Wealth Diversification

Best Investments 2025: The Complete Guide to Investing Smartly

In an uncertain economic climate, this guide helps you choose where to invest in 2025 based on your goals, risk profile, and time horizon. It covers everything from secure options (savings accounts, euro funds) to dynamic tools (life insurance, PEA, real estate, private equity) and introduces high-impact solutions like carbon quotas with Homaio. Whether you’re planning for retirement, buying property, or simply growing your capital, this article provides a clear roadmap to build a balanced, future-ready portfolio that aligns performance with purpose.

February 6, 2026

Wealth Diversification

Livret A or LDDS: Key Tips to Choose Your Savings in 2025-2026

Livret A and LDDS are secure, tax-free savings accounts offering the same interest rate (2.40% in 2025) and full capital liquidity. While Livret A has a higher ceiling (€22,950 vs. €12,000), LDDS supports sustainable development projects. The best strategy? Combine both to maximize your secure savings. Once full, diversify with tools like life insurance for higher returns—or opt for impactful investments like carbon quotas with Homaio to give your savings a climate-positive role. These accounts are a solid start, but not the end of your financial journey.

January 30, 2026

Wealth Diversification

How to Save for Retirement

Preparing for retirement is crucial for securing your financial future. This article explores key strategies and top investment options, including life insurance, the PER (Retirement Savings Plan), real estate (SCPIs), and the PEA (Equity Savings Plan). We also highlight green investments with SRI labels, such as SRI life insurance and PERs, green ETFs, green bonds, green SCPIs, sustainable real estate crowdfunding, and Homaio's innovative carbon quota market solution. Learn how to adapt your savings strategy based on your age to maximize returns and secure a comfortable future, all while contributing to the ecological transition.

October 3, 2025

How to Invest €100,000 in 2026: A Complete Guide to Optimizing Your Investments

How to optimize your €100,000 in 2025? This comprehensive guide helps you navigate investment options, from secure savings accounts to dynamic placements like carbon quotas. Learn how to assess your profile, understand 2025 market trends, and implement a diversified strategy, while avoiding common mistakes, to grow your capital.

February 3, 2026

Climate Finance

ESG: What is it? Our Complete Guide

ESG has become an essential criterion for evaluating companies and guiding investments. This comprehensive guide explains everything you need to know: definition of the three pillars (Environmental, Social, Governance), evaluation methodology, and concrete applications in business. We also address the limitations of ESG and alternatives that prioritize real environmental impact, such as carbon quotas.

October 3, 2025