Our top articles

Carbon Market

Can EUAs disappear? 5 reasons the carbon market is here to stay

We are often asked: what if Europe decided to stop the carbon market? Here are 5 reasons why this scenario, while theoretically possible, is in practice highly unlikely.

June 18, 2026

Carbon Market

The Carbon Market Under Political Stress: Temporary Volatility or Paradigm Shift?

As European Union Allowance (EUA) prices recently tested a floor around €70, the market appears to be factoring in an unprecedented "political risk premium." Between Italy’s calls for suspension and Germany’s budgetary debates, are the fundamentals of the world's largest carbon market truly under threat? An analysis of the forces at play as the 2026 legislative review approaches.

June 18, 2026

Carbon Market

Homaio raises €3.6M in Seed

Homaio raises €3.6M to open the markets driving the energy transition to private investors.

April 3, 2026

Last news

Wealth Diversification

Small Investments That Pay Off: Winning Tips and Strategies

You don’t need thousands to start investing. This article shows how to grow wealth step by step—even with just €50 or €100 per month. It explains how to build a diversified portfolio using ETFs, “paper” real estate, and impact assets like carbon quotas. It also covers key principles: separating saving from investing, investing regularly, and choosing tax-advantaged wrappers like the PEA or life insurance. Whether you're new to finance or just short on capital, this guide empowers you to take action and build meaningful, long-term wealth—without sacrificing accessibility or impact.

February 6, 2026

Climate Finance

Eco ETFs: Understanding and Investing in Sustainability

This article decodes how ecological ETFs work, how to spot truly sustainable funds, and how to align your investments with your environmental values. It explains key approaches like best-in-class, exclusions, and thematic strategies (renewables, water, hydrogen), as well as how to choose funds based on your goals. It also highlights tools like Greenfin and Article 9 classification to avoid greenwashing. Finally, it shows how ETFs and carbon allowances—available via Homaio—can work together to build a portfolio that drives impact and performance.

February 6, 2026

Wealth Diversification

Where to Invest €50,000 in 2025: Complete Guide and Practical Tips

This article guides you through building a resilient and impactful investment strategy with €50,000. You’ll learn how to balance safety and performance by diversifying across savings, life insurance, stock market tools like the PEA, real estate options like SCPI, and retirement plans (PER). It helps you define your goals, risk profile, and time horizon—crucial steps before investing. Finally, it introduces carbon allowances via Homaio as an innovative way to combine financial returns with real climate impact. A practical blueprint for aligning your capital with your life plans and values.

February 6, 2026

Climate Finance

All About Hydrogen ETFs: Analysis, Comparison, and Outlook

Hydrogen ETFs offer an accessible and diversified way to invest in one of the key technologies driving the energy transition. These index funds group companies across the hydrogen value chain—producers, fuel cell developers, infrastructure providers—allowing investors to capture growth without betting on a single stock. This article explains how they work, compares leading ETFs available in Europe (like those from Amundi, VanEck, BNP Paribas), and helps you choose based on risk, fees, ESG criteria, and diversification. It also shows how combining hydrogen ETFs with carbon quota investments via Homaio can amplify both climate impact and portfolio resilience.

February 6, 2026

Wealth Diversification

Start Investing in the Stock Market Successfully on a Small Budget

You don’t need a finance degree or large capital to start investing. This article guides beginners through the basics of stock market investing—why it matters, how to manage risks, and which tools to use. Learn how to build a diversified portfolio with small sums using ETFs, choose the right tax wrapper (PEA, CTO, life insurance), and adopt simple strategies like DCA. Investing becomes a tool for both personal growth and sustainable impact—especially when combined with Homaio’s offer to invest in carbon allowances and help accelerate decarbonization.

September 22, 2025

Wealth Diversification

All About Microfinance: Issues, Stakeholders, and Perspectives

Microfinance goes beyond microcredit. It offers a full range of financial services—loans, savings, insurance—to those excluded from traditional banking. Pioneered by Muhammad Yunus, it empowers low-income populations, especially in the Global South, through trust-based and often community-led lending models. But it faces key challenges: balancing profitability and social impact, preventing over-indebtedness, and ensuring real inclusion. In developed countries like France, it supports social and professional reintegration. Microfinance paved the way for impact investing, proving that finance can serve human development—just as carbon investing now fights climate change, as promoted by Homaio.

February 6, 2026

Climate Finance

Green Investments: The Complete 2026 Guide to Performance and Real Impact

In 2026, the paradigm of green investing has shifted from a niche preference to a structural necessity for wealth diversification. While traditional ESG frameworks often struggle with transparency and real-world results, a new generation of climate finance tools is allowing investors to move beyond labels and toward measurable impact. This guide explores the evolving landscape of sustainable assets, analyzing how institutional-grade instruments—specifically the European Union’s carbon allowance market—now offer private investors a unique path to hedge against climate risk while financing industrial decarbonization. By integrating these high-conviction assets into a portfolio, investors can finally align financial performance with a rigorous net-zero trajectory.

February 6, 2026

Wealth Diversification

Understanding and Choosing Ethical Investments

This article guides you through the world of ethical investing—what it really means, how to avoid greenwashing, and which tools to choose based on your personal values and goals. You’ll learn to decode key concepts like SRI, ESG, and Greenfin, compare strategies (“best-in-class” vs. “best-effort”), and understand the risks and benefits of various solutions: ETFs, life insurance, crowdfunding, green savings, or carbon quotas. Whether you're starting small or seeking high-impact investments, this guide helps you take control of your finances—transparently, consciously, and in line with the world you want to help build.

February 6, 2026

Climate Finance

Optimize Your Green Investments in 2025

This guide explores how to invest with impact, showing how sustainable finance can align returns with environmental and social responsibility. You’ll learn to navigate key concepts—SRI, green finance, solidarity finance—and discover tools to build a resilient and meaningful portfolio. It covers labels to trust, sectors to watch, and innovative solutions like carbon quotas offered by Homaio. With clarity on risks, transparency, and real impact measurement, this article empowers you to use your savings not just to grow wealth, but to support a just and low-carbon future.

January 6, 2026